创新的消费银行业务 [8]
论文作者:英语论文论文属性:作业 Assignment登出时间:2014-09-10编辑:zcm84984点击率:14366
论文字数:6101论文编号:org201409082145005169语种:英语 English地区:英国价格:免费论文
关键词:Innovative银行业消费银行业务留学生银行金融论文
摘要:本文分析的是巴基斯坦的MCB银行,这是一个十分庞大的体系性的银行,MCB银行是一个以12.5%的市场份额占据巴基斯坦第一位的银行。它也正是在巴基斯坦创新型的消费银行业务的先驱。
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At MCB we noticed that the interpersonal relations between the peers, subordinates & supervisor are good. Open door policy is being used every where. If any subordinates have any problems they are given freedom to discuss and relate problems to their supervisor. Feedback from supervisor to his sub-ordinate is instant. The relation between supervisor and sub-ordinate is friendly and both treat each other with mutual respect. A supervisor gets to know his staff individually and keeps up to date on what is happening to them. He also tries to find out what interest and motivates his staff in and out of work. These factors constantly change there fore the supervisor has to check on how they develop.
The relationship between peers is exemplary and this sense of co-operation amongst its employees is what makes M.C.B what it is today.
3. SALARY:
The pay scale of employee's of M.C.B is not that good; rather it's satisfactory. It varies from high level to lower level staff. The high level staff are generally pampered and their salary is quite good with a whole lot of fringe benefits thrown in for good measure.
The salary of lower level staff is not that good. In fact it is rather poor especially for the menial labors. There are seldom any fringe benefits for them. Thus it is found that higher level staff are quite satisfied with their pays unlike the lower level staff.
4. JOB SECURITY:
Job of a person at MCB is usually secure because being a private owned bank the selection of staff is done on a very selective scale. Thus the staff working under MCB is highly qualified so one of its motivational factor involves job security in which there is no threat of losing a person's job unless a crucial error or mistake takes place.
When the employees of MCB specially the higher level ones retire or leave their jobs they are compensated in a good manner. When a person makes a golden hand shake more than enough incentives are given which satisfies his needs.
5. WORK CONDITIONS:
Much stress is given on making the work conditions of the office exemplary. Taking any branch of MCB it is clearly visible that its office environment is one of the best comparing from other banks. Office accessories like furniture, computers, stationery etc are seen that they are the latest and the best available in the market.
6. STATUS:
Higher level staff or executives are given much importance and treated according to their status. As they are promoted there comes a visible change in which they are treated. Benefits are increased. One of the policies of MCB is to give cars to higher executives. Each year a large number of cars are bought. It motivates them to give their optimum thus in turn motivating the lower level staff also who strive to work hard so that they can be like their seniors.
7. ACHIEVEMENT:
Most employees want the satisfaction of making a meaningful contribution. They are rarely content to plod along mechanically. Therefore managers at MCB provide opportunities for their sub-ordinate to attain their individual level of achievement. Goals are specified and they are employees are made and motivated to perform and give their 100%.
8. RECOGNITION:
Supervisor at MCB tries to give immediate recognition for good job performance by subo
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