从一部美国电影《八月》中分离出一个男人和一个男孩的生意,给我留下了最深刻的印象。我从小就对商业产生了浓厚的兴趣。我以前参加学校一年一度的跳蚤市场,购买二手物品的高卖低收,问富裕的同学借了钱,这不仅带来了财富,但使我非常满意的最终受益,这也引起了我对生意特别感兴趣。
当我在南京大学完成本科学历,获得气象学学士学位,这似乎与商业没有密切的联系,我花了四年的科学研究在工商管理方面,这也全面加强我的逻辑思维分析、统计能力有助于我现在的工作。
“It’s business that separates a man from a boy”, from an American movie “August”, impresses me most. I became very interested in business from my childhood. I used to participate in the annual school flea market, buying in second-hand items low and selling high with the money borrowed from the affluent classmates, which not only brings about a fortune, but leads to my great satisfaction after the practice, which has aroused my particular interest in business.
While I finished my undergraduate days in Nanjing University, obtaining the Bachelor Degree in Meteorology, which seems to be in no close connection with business, I spent four years on science studies, wholly strengthening my abilities of logical thinking and
statistics analysis, helpfully for my present job and for my following MBA studies.
I have already determined my future career plan on finance or of starting business. Therefore, I’ve made full preparations for it. I was devoted to improving myself during the time of undergraduate in all aspects. Having worked in the Students’ Union of Nanjing University for three years, I was elected vice chairman of the Union in the junior year, in charge of the school-scale entertainment activities, volunteering activities and teaching lecture organization. As the leader of a team of 30 members, I organized over 20 university activities. What has left me a deep impression is that I led my team to publish an original campus song album as a present for the 110th anniversary celebration of NJU. I also acted as a vice president of the
Musical of the Opera Drama Club. Despite as the main actor in plays, I was committed to seeking for donation, propagandizing online and selling tickets for the funds of the play rehearsal. Eventually, I managed to find a clothing factory to design T-shirts and caps with the musical logo printed on them as a donation, instead of the cash help. Then we sold the tickets and accessory products as one lot for the money of the successful show.
After graduation, I abandoned the opportunity of being recommended for admission to be a postgraduate without exams, instead, I took up financial business. In the past year, I have kept learning financial knowledge and the commercial banking model administration. So far, I’m able to master the skills of market risk analysis, calculation of liquidity needs, corporaion financial analysis and cash flow forecast. I’ve drafted over 50 credit proposals of which content involves term loans, liquidity loans, annexation loans, BA, BA discounting, letters of credit bill and Forfaiting. At present, my clients have offered 100 million deposite because of my hard-working. In the other hand, I’ve launched totally 120 million RMB loans to them, which brought the branch over 2.5 million profit. By now, my rate of daily deposite completion, daily loan completion and profit completion are respectively 185%, 370% and 417%. In the 3rd quarter of 2015, my efforts won for me the second prize in achievement competition of my branch. Meanwhile, as the assistant business officer, I am responsible for team administration during our leader’s leave, work ing for arrangement of schedual and solving problems of other coleagues.
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