英语论文网

technology. Fifty percent (50%) of the respondents indicated that they have been strongly affected by lack of expertise and an equal number indicated that they did not view lack of expertise as a challenge in their bid to adopt and use this new banking channel. User acceptance and lack of legislation were ranked last.

Although banks are facing a number of challenges in going for this technology like the compatibility with existing legacy system, high cost of implementing the system and the last but not the least is high level of security issues but still the response level in usage of this technology in Zimbabwe is not satisfactory enough. The researcher has also suggested that if banks want the customers to go for the internet banking, then they have to plan a strategy to promote the usage of this technology in general public. They have to work out ways to promote awareness among customers of this technology and have to highlight the benefits of this technology. And the government and central bank of Zimbabwe should also join these commercial banks and have to play their role in promoting this technology across the country.

Customers Perception of Security Indicators in Online Banking Sites in Nigeria

This study was revealed in Nigeria to find out the customers perception of security indicators. Usage of Internet and internet based technologies are becoming widely accepted all around the globe but it comes with a high cost as well in form of hacking and id stealing by the hackers.

With the arrival and adoption of online banking come the criminals who try to get advantage of the vulnerability of the system and use it in evil way to steal user's id and password. Basically what hackers do is they trick the customers through either fake website or by fake e-mails that looks like a real one from your bank/financial institution.

Banks and financial institutions are using several countermeasures techniques to avoid all these kinds of attacks and to alert the users of the danger and one of such methods is usage of Security Indicators (SI).

The total number of banks selected to conduct this survey were thirteen. Users were asked to just visit the online sites of those banks which are selected for the survey and do some routine online. And in the second stage they filled survey questionnaires which were designed to find out about the users perception of SI related to their online experiences. This research further explains that there are two types of SI tools commonly in use to help customers remain safe of such sites. 

One is .Passive and the other one is Active SI. Passive SI works in the form of text alerts, changing colors etc but it doesn't totally stops the user from carrying out his/her work while Active SI system is more aggressive in such a way its forces the user to notice its warning by totally stopping you from what you are doing and then making you read and realize that you are in danger. already previous researches have shown that passive SI is failing to alert users of the danger and sometimes these SI do mistake in judging a spoof site or a genuine site and it creates confusion for the customer.At the end it is revealed that th本论文由英语论文网提供整理，提供论文代写，英语论文代写，代写论文，代写英语论文，代写留学生论文，代写英文论文，留学生论文代写相关核心关键词搜索。