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论文作者:英语论文网论文属性:短文 essay登出时间:2014-08-19编辑:yangcheng点击率:7959
论文字数:3098论文编号:org201408182102008019语种:英语 English地区:澳大利亚价格:免费论文
关键词:社区发展金融机构协会发展中国家信贷小型信贷金融机构小额信贷机构
摘要:本文是一篇澳洲essay。我们从三个特征可以区分小额贷款产品与正规金融产品,分别是:(1)贷款额度小,节省收集资源 (2)不需要基于资产的抵押 (3)简单操作(小额信贷政策、监管和监督框架,尼日利亚,2005)。经济学术语“小额信贷”鼓励探索的整个范围的金融需求和穷人的经济需求。
In developing countries, so many strategies have been put into practice and research has been done but it is felt that it is not enough and thus research should remain continue in
7 M-CRIL is a global leader in the financial rating of microfinance institutions and in sectoral advisory services.
8 Eda rural systems: EDA is a consultancy organization offering research and management services for development, with specialist experience in microfinance
light of latest reports and also to highlight the challenges and opportunities of microfinance. It can bring new strategies into practice. As India is also a developing country, further suggestions would help to overcome the challenges faced by microfinance institutions and avail the opportunities that exist for this kind of financing. To keep these things in mind, an attempt has been made to identify the various internal, external challenges and opportunities as special objective of this thesis. It is argued that in the developing countries formal and informal financial sectors have failed to serve the poor at required level. In the formal sector, large loans and bureaucratic and long procedures for getting loans keep away the poor from the financial institutions. Informal sector, on the other hand, is also failed to serve the poor masses. Informal lender’s charges are very high and keep the adult laborer as collateral. Exploitation of real valuation of collaterals’ high interest rate and monopoly of lenders keep away the majority of the clients from the informal financial sector of providing finance to poor people, from income generating activities to reduce poverty. These results can be verified from Bhaduri (1983); Rao (1980) Bardhan (1980) Ghosh (1986); Ghate et. al., (1992); Herani (2002a&b); Herani (2007); Herani, Rajar and Dhakan (2007); Herani (2008); Sudan (2007); PGE (2009). Due to limitation of financial sector in both formal and informal services, particularly credit has evolved the micro-credit planning and programs.light of latest reports and also to highlight the challenges and opportunities of microfinance. It can bring new strategies into practice. As India is also a developing country, further suggestions would help to overcome the challenges faced by microfinance institutions a本论文由英语论文网提供整理,提供论文代写,英语论文代写,代写论文,代写英语论文,代写留学生论文,代写英文论文,留学生论文代写相关核心关键词搜索。