英语论文网

留学生硕士论文 英国论文 日语论文 澳洲论文 Turnitin剽窃检测 英语论文发表 留学中国 欧美文学特区 论文寄售中心 论文翻译中心 我要定制

Bussiness ManagementMBAstrategyHuman ResourceMarketingHospitalityE-commerceInternational Tradingproject managementmedia managementLogisticsFinanceAccountingadvertisingLawBusiness LawEducationEconomicsBusiness Reportbusiness planresearch proposal

英语论文题目英语教学英语论文商务英语英语论文格式商务英语翻译广告英语商务英语商务英语教学英语翻译论文英美文学英语语言学文化交流中西方文化差异英语论文范文英语论文开题报告初中英语教学英语论文文献综述英语论文参考文献

ResumeRecommendation LetterMotivation LetterPSapplication letterMBA essayBusiness Letteradmission letter Offer letter

澳大利亚论文英国论文加拿大论文芬兰论文瑞典论文澳洲论文新西兰论文法国论文香港论文挪威论文美国论文泰国论文马来西亚论文台湾论文新加坡论文荷兰论文南非论文西班牙论文爱尔兰论文

小学英语教学初中英语教学英语语法高中英语教学大学英语教学听力口语英语阅读英语词汇学英语素质教育英语教育毕业英语教学法

英语论文开题报告英语毕业论文写作指导英语论文写作笔记handbook英语论文提纲英语论文参考文献英语论文文献综述Research Proposal代写留学论文代写留学作业代写Essay论文英语摘要英语论文任务书英语论文格式专业名词turnitin抄袭检查

temcet听力雅思考试托福考试GMATGRE职称英语理工卫生职称英语综合职称英语职称英语

经贸英语论文题目旅游英语论文题目大学英语论文题目中学英语论文题目小学英语论文题目英语文学论文题目英语教学论文题目英语语言学论文题目委婉语论文题目商务英语论文题目最新英语论文题目英语翻译论文题目英语跨文化论文题目

日本文学日本语言学商务日语日本历史日本经济怎样写日语论文日语论文写作格式日语教学日本社会文化日语开题报告日语论文选题

职称英语理工完形填空历年试题模拟试题补全短文概括大意词汇指导阅读理解例题习题卫生职称英语词汇指导完形填空概括大意历年试题阅读理解补全短文模拟试题例题习题综合职称英语完形填空历年试题模拟试题例题习题词汇指导阅读理解补全短文概括大意

商务英语翻译论文广告英语商务英语商务英语教学

无忧论文网

联系方式

An investigation on the perception of individuals on the retirement plan over the accumulation and consolidation phases of life cycle model.

论文作者:留学生论文网论文属性:职称论文 Scholarship Papers登出时间:2012-01-21编辑:tinkle点击率:13936

论文字数:29127论文编号:org201201212035433361语种:英语 English地区:瑞典价格:$ 22

关键词:AsiaEuropeaccumulationconsolidation phasespension systems

摘要:This dissertation is to investigate perception of individuals in both Asia and Europe on retirement plan over first two phases of the lifecycle model, the accumulation and consolidation phases.

Abstract
This dissertation is to investigate perception of individuals in both Asia and Europe on retirement plan over first two phases of the lifecycle model, the accumulation and consolidation phases. It is carried out due to the large shift and change of the demographic factors which may lead to the serious troubles in the future retirement of current young generation. This paper focuses on three main areas of the retirement plan: the knowledge level of individuals on the pension systems, https://www.51lunwen.org/InternationalMonetaryEconomics/2011/0720/1530315729.html  the factors influencing the choice of portfolios and the risk aversion versus the composition of portfolio. It is found that individuals have very limited knowledge on the pension systems and different demographic groups have different levels of knowledge on those systems. In regard of the factors, it shows that both financial and non-financial factors do play a role in the choice of portfolio. Lastly, in this research, it is found that there is a weak correlation between the risk aversion and the composition of the portfolios.
 
Acknowledgements
I would like to take this opportunity to show my appreciation to the following individuals helping me complete my dissertation:

Firstly, I would like to thank the members of faculty in the Glion Institute of https://www.51lunwen.org/InternationalMonetaryEconomics/2011/0720/1530315729.html  Higher Education and especially to my dissertation tutor, Ms. Pia HUH who helped and guided through the whole process.

Secondly, I would like to thank my family who give me not only financial but also spiritual supports and help me have opportunity to come to school and complete the course.

Thirdly, I also would like to thank Jessie SUI, Jane WONG, Thomas, Tom LOU and other friends of mine who give me a lot of supports during the time I was working on my dissertation and still in the end of dissertation.  https://www.51lunwen.org/InternationalMonetaryEconomics/2011/0720/1530315729.html 

Finally, I also would like to thank all of the individuals participating in my questionnaires.
 
Table of contents
Abstract 4
Acknowledgements 5
Table of contents 6
List of tables 10
List of figures 11
INTRODCTION 12
I.1. Need of the study 12
I.2. AIM AND OBJECTIVES 14
II. LITERATURE REVIEW 15
II.1. Mechanism of pension systems 15
II.1.1 European systems: 15
First pillar: Government pension system 17
Second pillar: Employer-related pension system 20
Third Pillar: Private pension system 24
II.1.2. Asian systems versus European systems 26
II.2. The factors influencing the perceptions of individuals upon determining asset allocation for retirement plan. 28
II.2.1. Life cycle model in the asset allocation 29
II.2.2. Financial Factors 31
Total wealth of individuals 31
The risk of labor income 34
Liquidity constraint throughout the phases of life cycle 36
II.2.3. Non-financial factors 37
II.3. The composition of portfolio and the financial instruments for the retirement plan over phases of lifecycle 41
III.3.1. Individual risk aversion level and composition of portfolio 41
III.3.2. Composition of portfolios and the financial instruments for the retirement plan 44
III.3.1. The composition of portfolio in accumulation phase 45
III.3.2. The composition of portfolio in consolidation phase 46
III. METHODOLOGY 48
III.1. Research philosophy and approach 48
III.2. Hypotheses:论文英语论文网提供整理,提供论文代写英语论文代写代写论文代写英语论文代写留学生论文代写英文论文留学生论文代写相关核心关键词搜索。

共 1/2 页首页上一页12下一页尾页

英国英国 澳大利亚澳大利亚 美国美国 加拿大加拿大 新西兰新西兰 新加坡新加坡 香港香港 日本日本 韩国韩国 法国法国 德国德国 爱尔兰爱尔兰 瑞士瑞士 荷兰荷兰 俄罗斯俄罗斯 西班牙西班牙 马来西亚马来西亚 南非南非