英语论文网

留学生硕士论文 英国论文 日语论文 澳洲论文 Turnitin剽窃检测 英语论文发表 留学中国 欧美文学特区 论文寄售中心 论文翻译中心 我要定制

Bussiness ManagementMBAstrategyHuman ResourceMarketingHospitalityE-commerceInternational Tradingproject managementmedia managementLogisticsFinanceAccountingadvertisingLawBusiness LawEducationEconomicsBusiness Reportbusiness planresearch proposal

英语论文题目英语教学英语论文商务英语英语论文格式商务英语翻译广告英语商务英语商务英语教学英语翻译论文英美文学英语语言学文化交流中西方文化差异英语论文范文英语论文开题报告初中英语教学英语论文文献综述英语论文参考文献

ResumeRecommendation LetterMotivation LetterPSapplication letterMBA essayBusiness Letteradmission letter Offer letter

澳大利亚论文英国论文加拿大论文芬兰论文瑞典论文澳洲论文新西兰论文法国论文香港论文挪威论文美国论文泰国论文马来西亚论文台湾论文新加坡论文荷兰论文南非论文西班牙论文爱尔兰论文

小学英语教学初中英语教学英语语法高中英语教学大学英语教学听力口语英语阅读英语词汇学英语素质教育英语教育毕业英语教学法

英语论文开题报告英语毕业论文写作指导英语论文写作笔记handbook英语论文提纲英语论文参考文献英语论文文献综述Research Proposal代写留学论文代写留学作业代写Essay论文英语摘要英语论文任务书英语论文格式专业名词turnitin抄袭检查

temcet听力雅思考试托福考试GMATGRE职称英语理工卫生职称英语综合职称英语职称英语

经贸英语论文题目旅游英语论文题目大学英语论文题目中学英语论文题目小学英语论文题目英语文学论文题目英语教学论文题目英语语言学论文题目委婉语论文题目商务英语论文题目最新英语论文题目英语翻译论文题目英语跨文化论文题目

日本文学日本语言学商务日语日本历史日本经济怎样写日语论文日语论文写作格式日语教学日本社会文化日语开题报告日语论文选题

职称英语理工完形填空历年试题模拟试题补全短文概括大意词汇指导阅读理解例题习题卫生职称英语词汇指导完形填空概括大意历年试题阅读理解补全短文模拟试题例题习题综合职称英语完形填空历年试题模拟试题例题习题词汇指导阅读理解补全短文概括大意

商务英语翻译论文广告英语商务英语商务英语教学

无忧论文网

联系方式

研究伊斯兰金融的起源

论文作者:www.51lunwen.org论文属性:短文 essay登出时间:2015-12-07编辑:chenyuting点击率:6278

论文字数:1041论文编号:org201511142015266797语种:英语 English地区:美国价格:免费论文

关键词:Islamic石油伊斯兰金融

摘要:伴随着伊斯兰石油输出的增加,伊斯兰金融业有了一个快速的飞跃,但同时伊斯兰金融也面临着一些紧急问题。

研究伊斯兰金融的起源

Study On The Origins Of Islamic Finance

在20世纪70年代,许多伊斯兰石油输出国随着1973年以后油价大幅上涨经历了一个巨大的经济增长。从原油销售收入的大部分盈余来满足这些国家的迫切需要,包括这些国家的内部资本和经常性支出。国内资本支出的激增导致流通货币和商业活动的增加。
收入盈余的增加与许多伊斯兰和阿拉伯国家的宗教承诺的增长相一致,要求改革和回归伊斯兰基本原则。
今天世界上有大约16亿的穆斯林。在未来8到10年,据估计,一半的人将他们的储蓄投资在伊斯兰金融业。

伊斯兰金融有一些紧急的问题。他们中的一个是缺乏一些投资的利益,这可能会削弱该部门的增长。另一个问题是,有时不同的学者解读伊斯兰金融相关的不同教法也造成一个问题,试图规范在全球范围内的产品。此外,符合伊斯兰教义的产品利润率与非伊斯兰投资利率相媲美,他们往往花费更多设置。


In the 1970s, many Islamic oil exporting countries experienced a tremendous growth in their economies following the sharp rise in oil prices after 1973. Most of the earnings from the sale of crude oil were surplus to the immediate needs of these countries for internal capital and recurrent spending. The surge of domestic capital expenditure led to an increase in the circulated currency and commercial activity.


The increase in the surplus of earnings coincided with the growth in religious commitment in many Islamic and Arab countries calling for reform and a return to basic Islamic principles. (Naser, 1997)

There are about 1.6 billion Muslims in the world today. In the next 8 to 10 yrs, it has been estimated that half of them will invest their savings in the Islamic finance sector. (Khan, 2007)

There are some emergent problems with the Islamic finance. One of them is the lack of interest free equivalent of some investments which can potentially cripple the sector's growth. Another problem is, sometimes different scholars interpret the shariah related to Islamic finance differently which also causes a problem when trying to standardise the products across the globe. Moreover, while profit margins on shariah-compliant products are comparable with interest rates on non-Islamic investments, they often cost more to set up.

Although some investments are impossible to conduct in the absence of conventional banking, the Islamic financial solutions have their own of way of charming the potential customers. According to Siddiqui (1985), compared with the non-Islamic banking system, Islamic banking results in a more just and equitable distribution of resources. In a non-Islamic bank, if a borrower incurred a loss on a project financed by a bank loan, he/she will still be obliged to pay all interest due on the loan. On the other hand, if the interest rate dropped and the borrower secured high profit, other savers in the commercial bank will not be equitably rewarded. Additionally, it is often argued that the involvement of the Islamic bank in profit sharing forges closer ties between the bank and its customers, resulting in a better understanding by the bank of its customers than is reached by a non-Islamic bank. Furthermore, interest charges may bring financial problems to borrowers. If a company is already engaged in high levels of borrowing, the consequential high interest charges may not be sustainable and may produce negative implications on the company's gearing ratios. Finally, high interest rates may cause a serious problem in periods of recession, as has happened in the USA where the sub-prime mortgage sector is facing a huge crisis. We have also seen the effect of that crisis having an impact in the UK where Northern Rock had faced bankruptcy for the same reason.

Islamic finance has grown considerably in the past few decades. It was already a promising论文英语论文网提供整理,提供论文代写英语论文代写代写论文代写英语论文代写留学生论文代写英文论文留学生论文代写相关核心关键词搜索。

共 1/3 页首页上一页123下一页尾页

英国英国 澳大利亚澳大利亚 美国美国 加拿大加拿大 新西兰新西兰 新加坡新加坡 香港香港 日本日本 韩国韩国 法国法国 德国德国 爱尔兰爱尔兰 瑞士瑞士 荷兰荷兰 俄罗斯俄罗斯 西班牙西班牙 马来西亚马来西亚 南非南非